Lease To Own
&
Lease Swap

Exclusive lease-to-own deals with more flexibility and less upfront commitment.

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Why lease-to-own instead of bank financing?

More flexibility, less lock-in

Bank financing requires full settlement before selling. With Share Drive, you can swap or trade in your lease easily.

Easy approvals - no credit check

No banks, no stress. Approvals are quick, even if you're new to the UAE or don’t have a local credit score.

Swap or upgrade anytime

Want to change your car next year? No problem. Switch leases with ease — flexible options for a flexible lifestyle.

Better deals for bulk discounts

Leasing partners get fleet-level discounts — and those lower prices are passed directly to you.

All-in-one convenience

We handle registration, insurance, and servicing. You get courtesy cars during maintenance or breakdowns.

Earn while you drive

Lease through Share Drive and enable car sharing — something private cars can’t do. Earn back your monthly cost.

Built-in protection

Enjoy manufacturer-approved servicing, warranty, and 24/7 support — you won’t get that from private financing.

Community-driven platform

Use our lease exchange marketplace to exit early or transfer your lease to a network of drivers and lessees.

No big upfront cost

Lease-to-own lets you defer large down payments and buy the car later if it fits your long-term needs.

Lease-to-own vs. Bank financing

Features / Benefits

Credit score required

Down payment

Selling / exiting

Car sharing income option

Registration and insurance

Servicing and warranty

Courtesy vehicle during service

Ideal for new UAE residents

Monthly payments

Ownership flexibility

Share-drive lease-to-own

 

No — Easy approval, even for newcomers

 

Low or flexible options

 

Swap or trade-in anytime through Lease Exchange

 

Yes — Earn by sharing your car

 

Fully handled by Share Drive

 

Included — manufacturer approved and covered

 

Provided during maintenance or breakdowns

 

Yes — No local history needed

 

Lower — benefit from fleet pricing

 

Option to buy, swap, or exit anytime

Traditional bank financing

 

Yes — Strict requirements

 

Typically 20%–30% upfront

 

Full loan settlement required before selling

 

Not allowed

 

Customer-managed

 

Depends on car package

 

Not included

 

Often declined without credit history

 

Higher — based on retail pricing

 

Locked in for full term

Lease-to-own vs. Bank financing

Credit score required

Share-drive lease-to-own

No — Easy approval, even for newcomers

Traditional bank financing

Yes — Strict requirements


Down payment

Share-drive lease-to-own

Low or flexible options

Traditional bank financing

Typically 20%–30% upfront


Selling / exiting

Share-drive lease-to-own

Swap or trade-in anytime through Lease Exchange

Traditional bank financing

Full loan settlement required before selling


Car sharing income option

Share-drive lease-to-own

Yes — Earn by sharing your car

Traditional bank financing

Not allowed


Registration and insurance

Share-drive lease-to-own

Fully handled by Share Drive

Traditional bank financing

Customer-managed


Servicing and warranty

Share-drive lease-to-own

Included — manufacturer approved and covered

Traditional bank financing

Depends on car package


Courtesy vehicle during service

Share-drive lease-to-own

Provided during maintenance or breakdowns

Traditional bank financing

Not included


Ideal for new UAE residents

Share-drive lease-to-own

 Yes — No local history needed

Traditional bank financing

Often declined without credit history


Monthly payments

Share-drive lease-to-own

Lower — benefit from fleet pricing

Traditional bank financing

Higher — based on retail pricing


Ownership flexibility

Share-drive lease-to-own

Option to buy, swap, or exit anytime

Traditional bank financing

Locked in for full term


Lease-to-own deals

Car Sharing Allowed

Audi RS 5 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
13,999
Lease tenure:
24
Downpayment:
0
Buy back option:
AE 377,635
Mileage (kms):
25,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide :
Average
AED 13999 month

Car Sharing Allowed

Audi RS3 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 7,499
Lease tenure:
24
Downpayment:
0
Buy back option:
AED 204,736
Mileage (kms):
25,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide :
Average
AED 7499 month

Car Sharing Allowed

Audi Q8 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 7,499
Lease tenure:
24
Downpayment:
0
Buy back option:
AED 268,736
Mileage (kms):
25,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Good
AED 7499 month

Car Sharing Allowed

Audi RSQ8 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 19,999
Lease tenure:
24
Downpayment:
0
Buy back option:
AED 511,936
Mileage (kms):
20,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Average
AED 19999 month
Audi Q5 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 4,999
Lease tenure:
AED 179,136
Downpayment:
0
Buy back option:
0
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Good
AED 4999 month

Car Sharing Allowed

Audi Q7 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 6,599
Lease tenure:
24
Downpayment:
0
Buy back option:
0
Mileage (kms):
25,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Good
AED 6599 month
Audi Q3 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
3299
Lease tenure:
24
Downpayment:
0
Buy back option:
AED 140,736
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide::
Excellent
AED 3299 month
Audi Q2 - 2025
Condition:
New
Lease type:
LEASE - LEASE TO OWN
Monthly lease amount:
AED 2,799
Lease tenure:
24
Downpayment:
0
Buy back option:
AED 95,936
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Good
AED 2799 month

Car Sharing Allowed

Audi A5 - 2025
Condition:
New
Lease type:
Lease to own
Monthly lease amount:
3999
Lease tenure:
24
Downpayment:
0
Buy back option:
AED 147,136
Mileage (kms):
25,000 Per Year
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Very Good
AED 3999 month
Audi A3 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 2,499
Lease tenure:
24
Downpayment:
0
Buy back option:
AED 95,936
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Very Good
AED 2499 month

Car Sharing Allowed

Audi A8 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 7,799
Lease tenure:
24
Downpayment:
0
Buy back option:
AED 268,736
Mileage (kms):
25,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide :
Good
AED 7799 month

Car Sharing Allowed

Audi A7 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 5,499
Lease tenure:
24
Downpayment:
0
Buy back option:
0
Mileage (kms):
25,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Very Good
AED 5499 month
Citroen C5 - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
2499
Lease tenure:
36
Downpayment:
0
Buy back option:
29500
Mileage (kms):
0
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 2499 month
Citroen C3 - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
2288
Lease tenure:
36
Downpayment:
0
Buy back option:
26033
Mileage (kms):
0
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 2288 month
Exeed LX - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
1999
Lease tenure:
36
Downpayment:
0
Buy back option:
27806
Mileage (kms):
0
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 1999 month
Exeed LX - 2026
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 2,049
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 31,620
Mileage (kms):
Unlimited
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Excellent
AED 2049 month
Exeed VX - 2026
Condition:
New
Lease type:
Lease - Lease to own
Monthly lease amount:
AED 3,376
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 52,080
Mileage (kms):
Unlimited
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Excellent
AED 3376 month
Exeed RX - 2026
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 3,038
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 46,872
Mileage (kms):
Unlimited
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Excellent
AED 3038 month
Ford Everest - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
2999
Lease tenure:
36
Downpayment:
0
Buy back option:
66500
Mileage (kms):
0
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 2999 month

Car Sharing Allowed

Ford Bronco - 2025
Condition:
New
Lease type:
Lease to own
Monthly lease amount:
4699
Lease tenure:
36
Downpayment:
0
Buy back option:
83,000
Mileage (kms):
25,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Very Good
AED 4699 month
Ford Territory - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
1999
Lease tenure:
36
Downpayment:
0
Buy back option:
59,900
Mileage (kms):
0
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 1999 month

Car Sharing Allowed

Jeep Grand Cherokee - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
5099
Lease tenure:
36
Downpayment:
0
Buy back option:
65169
Mileage (kms):
0
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 5099 month

Car Sharing Allowed

Jeep Wrangler Unlimited - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
5599
Lease tenure:
36
Downpayment:
0
Buy back option:
71172
Mileage (kms):
0
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 5599 month
Kaiyi X3 - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
1799
Lease tenure:
36 Months
Downpayment:
0
Buy back option:
16,477
Mileage (kms):
0
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 1799 month

Car Sharing Allowed

Land Rover Defender - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
6999
Lease tenure:
24
Downpayment:
0
Buy back option:
289000
Mileage (kms):
0
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 6999 month
MG MG3 - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
1199
Lease tenure:
36
Downpayment:
0
Buy back option:
16,952
Mileage (kms):
30,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Very Good
AED 1199 month
MG ZS - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 1,899
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 29,295
Mileage (kms):
30,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Very Good
AED 1899 month
MG 5 - 2026
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 1,351
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 19,296
Mileage (kms):
30,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Very Good
AED 1351 month
Nissan XTerra SE 4WD - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 2,775
Lease tenure:
AED 41,899
Downpayment:
0
Buy back option:
AED 41,899
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Very Good
AED 2775 month

Car Sharing Allowed

Nissan Patrol PRO 4X - 2026
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 8,599
Lease tenure:
48
Downpayment:
0
Buy back option:
AED 143,000
Mileage (kms):
25,000
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Average
AED 8599 month

Car Sharing Allowed

Nissan Patrol - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
6499
Lease tenure:
36
Downpayment:
0
Buy back option:
82285
Mileage (kms):
0
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 6499 month

Car Sharing Allowed

Nissan 400Z - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
5359
Lease tenure:
36
Downpayment:
0
Buy back option:
91082
Mileage (kms):
0
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 5359 month
Nissan X-Trail - 2025
Condition:
New
Lease type:
Lease to own
Monthly lease amount:
2299
Lease tenure:
48
Downpayment:
0
Buy back option:
35225
Mileage (kms):
0
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Good
AED 2299 month

Car Sharing Allowed

Porsche Cayenne - 2025
Condition:
New
Lease type:
Lease to Own
Monthly lease amount:
10581
Lease tenure:
36
Downpayment:
0
Buy back option:
135450
Mileage (kms):
0
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Custom Lease Plan:
Yes
AED 10581 month
Toyota Prado 2.4L TXR - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 4,715
Lease tenure:
48
Downpayment:
0
Buy back option:
ÅED 87,500
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Average
AED 4715 month
Volkswagen Teramont All New Shape - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
3690
Lease tenure:
36
Downpayment:
0
Buy back option:
89,900
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide :
Excellent
AED 3690 month
Volkswagen T-Roc - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
2,150
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 44,900
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Excellent
AED 2150 month
Volkswagen Touareg - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
AED 3,690
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 99,900
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Excellent
AED 3690 month
Volkswagen Tiguan - All New Shape - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
2690
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 54,900
Mileage (kms):
25,000
Car sharing eligible:
No
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Excellent
AED 2690 month

Car Sharing Allowed

Volkswagen Golf Gti - 2025
Condition:
New
Lease type:
Lease - Lease to Own
Monthly lease amount:
3090
Lease tenure:
36
Downpayment:
0
Buy back option:
AED 69,900
Mileage (kms):
0
Car sharing eligible:
Yes
Early exit / lease exchange eligible:
Yes
Lease Value Guide:
Excellent
AED 3090 month

Fleet Discounts = Better Value

We pass on bulk savings from leasing companies to you — so you enjoy lower monthly payments and reduced risk.

Every lease-to-own offer is custom-built — so you can often drive a premium model for less than a traditional car loan.

Total Flexibility

  Swap your car mid-term

  Cancel after a minimum period

  Purchase at the end — or walk away

  Custom payment terms for your needs

Quick Approval with,

  Emirates ID

  Passport

  Driver’s License

  2 – 3 Month Refundable Deposit (most cars)

Save More with Pre-payment

Want to reduce your total cost?

Prepay part of your lease or Buy-Back Value and receive up to 15% off.
Talk to our team about the best way to maximize savings.

Build Your Lease-To-Own Deal

Tell us which car you’d like to own and we’ll build a deal for you.