How to apply for Lease to Own in Dubai
You can apply for Lease to Own with ShareDrive online in a few minutes. You need your Emirates ID, UAE driving licence, passport and visa copy, and your AECB credit report. There's no bank loan, and approval is subject to an eligibility check.
Step by step
- Choose your car. Browse 540+ models with the monthly price shown upfront.
- Build your deal. Pick your term (12, 24, 36 or 48 months) and your down payment. Zero down payment is available on new cars.
- Apply online. Send your details. Our team reviews your application and confirms your offer.
- Share your documents. Emirates ID, UAE driving licence, passport and visa copy, and your AECB credit report.
- Sign and drive. Once approved, you sign your agreement and we prepare your car. A courtesy car is available while you wait for yours.
Documents you need
- Emirates ID
- UAE driving licence
- Passport and visa copy
- AECB credit report
You don't need a salary certificate or bank statements to apply.
How approval works
Approval considers your AECB score together with your income and overall profile. There's no fixed minimum score: our credit team reviews each application individually. Salaried, self-employed and freelance applicants can all apply.
What you pay when you sign
New cars are available with zero down payment. When you sign, there's a deposit of two monthly payments. Your deposit is never lost: it's applied to your final two monthly payments, or refunded if you transfer your lease. You can split it over two or three months. Drivers under 25 and higher-value cars may need a larger deposit. VAT (5%) is added at signing.
FAQ
What documents do I need for Lease to Own in Dubai?
Your Emirates ID, UAE driving licence, passport and visa copy, and your AECB credit report.
Do I need a salary certificate or bank statements?
No. You don't need a salary certificate or bank statements to apply.
Is there a minimum credit score?
There's no fixed minimum. Approval considers your AECB score together with your income and overall profile.
Can self-employed or freelance applicants apply?
Yes. Salaried, self-employed and freelance applicants can all apply, subject to an eligibility check.
Do I need a bank loan?
No. Lease to Own with ShareDrive doesn't need a bank loan.
How long does it take?
Applying online takes a few minutes. Our team reviews your application and confirms your offer. A courtesy car is available while you wait for your car.
Related pages
Prices exclude VAT until signing. VAT (5%) is added at signing. Share Drive is a brand of Byroad Car Rentals L.L.C., Dubai.